First contact & 'mini interview'
We understand your business model, your goals and the pressures you face, so consulting is targeted.
SERVICE · SAMOS
Business Consulting
Strategies that drive growth and help you achieve your goals.
We offer strategic support to businesses: cash flow, debt structure, financial planning and growth. We translate numbers into decisions, so your business moves forward with confidence.
- Cash flow and profitability analysis
- Business debt restructuring
- Financial planning and budgets
- Growth plan with measurable goals
WHO IT'S FOR
Is this you?
New businesses
Orientation, cost structure and first steps with confidence — so you start with a solid foundation and clear direction.
Businesses with liquidity issues
When cash runs short, we analyze cash flows and find practical solutions to restore operational comfort.
Businesses with multiple loans
Debt restructuring and coordination, aimed at reducing installments and consolidating debts into a sustainable structure.
Growing businesses
Costing, pricing policy and a scaling plan, so growth happens with controlled costs and measurable results.
Businesses seeking financing
Preparing a loan or investment dossier — documented evidence showing the bank or investor your business is worth it.
Family businesses
Governance and clear roles, so family dynamics don't hinder business decisions.
Entrepreneur & staff training
Personalized training plan — practical knowledge of financial management, costing and reading numbers, tailored to the person and their role.
THE PROCESS
Step by step, by your side
Each phase has a purpose and timeline. You always know where you stand.
Financial X-ray
Analysis of balance sheet, results and cash flows to see precisely where the business stands.
Identifying problems & opportunities
Liquidity, profitability, debt structure, costing — we separate what's holding you back and what can yield immediate results.
Strategic plan
Measurable goals, clear timeline and responsibilities, so every step has an owner and a deadline.
Implementation support & monitoring
Regular checkpoints and plan adaptation to real conditions — consulting doesn't end with delivering the proposal.
WHAT YOU NEED
Documents & codes
Phase 1 — First contact
- VAT number (AFM)
- Taxisnet code
- Company contact person
Phase 2 — Analysis
- Balance sheets & results of recent years
- Analyses from accountant
- Existing business plan if any
TRANSPARENT PRICING
Clear cost, no surprises
Hourly rate
Ideal for targeted interventions and specific questions that need a quick answer.
Project package
Fixed fee for completed projects — e.g. debt restructuring, growth plan, or financial planning.
Monthly retainer
Continuous advisory oversight with regular checkpoints, for businesses that want a permanent advisor by their side.
RESULTS
Anonymous case studies
Indicative cases — all anonymous, with details changed for confidentiality.
Retail company
−22%Before: Steady revenue but negative cash flows — couldn't see where the money was going.
Result: Reorganization of supplier payments and a liquidity program — cash flow returned to positive within 4 months.
Small manufacturing
−35%Before: Multiple loans at different banks, installment that couldn't be serviced.
Result: Debt consolidation with a single loan and restructuring with a 35% installment reduction.
FAQ
Questions & answers
Related articles & guides
Cash flow under pressure: 8 moves before you reach overdue
A practical guide for small and medium businesses: how to read cash flow, which moves yield immediate results, and when to talk to creditors.
· 6 min read
When does a business need an external financial consultant
Liquidity ratios, cash flow management, costing, budgeting and growth strategy — when the cost of an external consultant is an investment, not an expense.
· 7 min read
Subsidized programs: how to prepare a file that passes
What evaluators actually look at, what needs to be ready before the call opens, and why most rejections are procedural.
· 7 min read
FIRST STEP
Let's discuss your case
The first consultation is free of commitment. We're here to help you find the way forward.