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Are you eligible for the out-of-court mechanism?
A few short questions and you will see whether your case may, in principle, fall under the Greek out-of-court debt settlement mechanism (Law 4738/2020) — and which route is likely to suit you best.
Indicative check only. It does not replace the official EGDIX platform and is not legal or financial advice. None of your answers are stored.
What the out-of-court mechanism is
The out-of-court mechanism is a digital, out-of-court procedure for settling debts owed to banks and funds, the tax authority and social security funds in one go. The goal is a single sustainable settlement instead of multiple fragmented agreements.
Depending on the case, it can include a write-off of part of the debt (principal, interest, surcharges), repayment over many instalments and suspension of enforcement measures.
Success depends decisively on how the file is prepared and negotiated. In practice, the same debtor profile can receive very different proposals depending on how the case is presented.
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