Mini interview & audit scope
We discuss what exactly concerns you and clearly define the scope and extent of the audit.
SERVICE · SAMOS
Financial Audit
Detailed audits that ensure accuracy and transparency in your financial data.
We conduct detailed audits for individuals and businesses — from cross-checking bank transactions to detecting irregularities. You receive a clear picture of your financial data, with a documented report.
- Bank transaction and interest calculation audit
- Error, charge and irregularity detection
- Internal business process audit
- Written, documented findings report
WHO IT'S FOR
Is this you?
Borrowers doubting their balance
We check interest calculations, commissions and charges to determine if the owed amount is correctly calculated.
Businesses needing internal audit
Audit of processes, cash and receipts, to identify leaks, errors, or organizational weaknesses.
Heirs & beneficiaries
Mapping the real financial picture of an estate or business before acceptance or distribution.
Those preparing for negotiation
Documenting the numbers before the negotiation table — findings become arguments.
Guarantors & co-debtors
Checking the real extent of your liability and the charges that have been imposed.
Partners & associates
Cross-checking transactions and returns when there's a disagreement or suspicion of incorrect account settlement.
Individuals with multiple products
Loans, cards and overdrafts at different institutions — unified picture with full cost analysis.
Cases heading to legal action
The findings report serves as documented material for your lawyer.
THE PROCESS
Step by step, by your side
Each phase has a purpose and timeline. You always know where you stand.
Data collection
With Taxisnet codes and account movements we gather the material — most of it we retrieve electronically.
Detailed audit & cross-checks
We check interest calculations, charges, receipts and transactions, cross-referencing data.
Written documented findings report
You receive a clear report with findings, amounts and their documentation — without technical jargon.
Using the findings
Negotiation with the institution, correction of errors, or referral to legal action, depending on what's best.
WHAT YOU NEED
Documents & codes
Phase 1 — First contact
- VAT number (AFM)
- Taxisnet codes
Phase 2 — Audit
- Bank account statements
- Loan agreements and any additional acts
- Accounting records / receipts (for businesses)
- As needed, documents from institutions or legal proceedings
TRANSPARENT PRICING
Clear cost, no surprises
Per-project pricing
Cost is determined by the scope and complexity of the audit and is agreed in writing before we start.
Full transparency
No hidden charges — you know from the start what the audit includes and what you'll receive.
FAQ
Questions & answers
Related articles & guides
Loan audit: where errors are found and what the law says
Abusive terms, Law 128/1975 levy, compound interest, default interest rate and statute of limitations — what a serious loan audit examines.
· 7 min read
What we check before you sign a loan: a borrower protection guide
Law 128/1975 levy, compound interest, default interest rate, hidden costs and abusive terms — what should be checked before signing a loan contract.
· 6 min read
FIRST STEP
Let's discuss your case
The first consultation is free of commitment. We're here to help you find the way forward.